Jazer 200

Enhance Personal Finance Instruction!

Jazer 200 is a complete personal finance management program for instructional use. The program is designed in a building-block format to progressively encompass all areas of personal finance management using a step-by-step approach. The user manual aligns with this approach, and the product includes a sample data file that coincides with the examples in the User Manual to explain each segment. This shortens the learning curve and provides more time for learning the course material and less time spent learning the software.

The student license is a 200 day user license for just $19.00, and the Instructor license is perpetual and is free for classes with twelve (12) students or more. The Instructor license also includes the materials noted below.

Included Instructor Material

The Instructor license, which is complimentary for classes with twelve (12) students or more, includes three scenarios consisting of fictional individuals and their financial information. The scenario information is presented in word problem format, and can be used as an assignment or example for instruction. Following each scenario is a list of questions and problems, and discussion topics that pertain to the scenario information.

A Financial Information Worksheet is also included that maps to the segments in Jazer 200 and can be used as an assignment in conjunction with the scenarios, as a precursor to completing the scenario questions, and to develop additional examples and problems.

Contact us via email for sample copies, and please contact us prior to the start of the semester for coordination purposes and to obtain the Instructor license and materials.

Jazer 200 Capabilities

Screen Captures

Easy to use: Although Jazer 200 provides a great deal of capability, it is designed with an intuitive flow and calculations are automated. Much of the data entered once is populated to other sections. The Help file is included and the program also includes green and blue font indicators for additional help and information.

Secure: The data files are encrypted and user stored and controlled, and can be password protected for added security. Jazer 200 does not use the internet to send, receive, or store personal data.

Accurate: All calculations have been control-tested and verified using certified bank and financial calculators, and utilize bankers rounding at the 7th or 9th decimal as required for accuracy.

Program Segment Summaries:

The Budget Analysis tool captures weekly, monthly, and yearly income and expenses, determines disposable income, and provides for status, analysis, and planning.

Budget Suggestions is a comprehensive listing of budget items for reference.

The Balance Sheet is a snap-shot of the financial situation using Liquid and Non-Liquid (material) Assets, and both Short and Long-term debt. It provides sub-totals, totals, and calculates the actual net worth and recommended net worth values.

The Debt Elimination tool enables debt reduction tracking as well as forecasting the results of various payment and interest rate scenarios to determine the optimum payment method for reducing and eliminating debt.

The Mortgage Analysis tool provides detailed mortgage data including an amortization schedule and a means to track mortgage status and highlight changes and benefits realized through pre-paid principal.

There are four Loan Tracking and forecasting windows that provide loan schedules including a column for over-payments. In addition, Loan Tracking #3 & #4 handle 26 payments per year.

Finance Manager captures financial details, and is used to update changing information. This data is also used by other sections for display and calculations. In some cases, the information in other segments is dependent upon timely and accurate information in this section.

The Performance Tracking tool enables quarterly investment return analysis with over-all portfolio as well as individual investment performance calculations. There is a provision for including net additions and withdrawals to ensure accurate performance data.

The Portfolio Details segment is used to capture category and segment investment details to form the current and desired Asset Allocation picture. This enables balanced portfolio analysis and planning, benchmark return comparisons, and provides insight into actual investment composition and returns.

Asset Allocation uses the combined investment data to determine allocations for planning and balancing, and calculates the investment direction needed to achieve the desired levels. It also provides for proposed or desired allocations to enable asset allocation planning, strategies, and tracking.

Investment Forecast calculates future values based on current balances and anticipated rates of return. The starting values, and expected return percentage can be modified for planning and analysis.

Primary Portfolio is used to track current or potential investments for analysis and cost comparison.

Benchmark Portfolio is a duplication of Primary Portfolio to provide a means to track potential investments or to build a benchmark portfolio for return comparisons.

Retirement Planning provides planning and analysis functions for determining retirement expenses, income, savings needed at retirement, and the savings needed to achieve financial goals. It includes a forecasting capability, optional inflation factor, current savings, anticipated savings growth, and years-to-retirement values to provide the most accurate information.

Retirement Expenses provides a simple solution to listing, categorizing, and totaling monthly and annual retirement expenses. These values are then used on the Retirement Planning sheet above.

The Savings Longevity section determines the length of time that planned or actual savings will last given a selected starting balance, expected interest rate, and an annual withdrawal amount either in dollars or as a percentage.

The Economic Value & Survivorship window calculates earning potential and survivor needs, including an option to apply an inflation factor, salary increases, and other variables.

The Utilities Section provides Advanced Calculators, Display Options, Tax Journals, and a Personal Notepad.

Help menu items include the User Manual which is provided with the software in electronic form, and online help.


Jazer 200 is designed to operate on personal computers and systems running the Windows operating system. The memory and CPU requirements are far below industry standards, and Jazer products should operate as designed on systems that are running Windows XP, 7, 8, 10, or more recent operating systems.

Email us today for more information or to coordinate classroom facilitation.

Jazer Solutions

Jazer Solutions - (609) 975-8192
email: info@jazersolutions.com